Healthcare Payments Without the Middlemen
A peer-to-peer payments infrastructure purpose-built for healthcare — creating direct, transparent money flow between payers, providers, and patients while eliminating the clearinghouses, delays, and fees that drain the system.
How the P2P Payments Network Works
Traditional healthcare payments pass through 4–6 intermediaries before money reaches a provider. HealthOne's network creates a direct rail between every party — with full transparency at every step.
Average settlement: 14–30 days · Multiple fees at each hop · Zero real-time visibility
Settlement in <24 hours · Zero clearinghouse fees · Real-time status at every step
Payer / Insurer
Initiates payment upon claim adjudication
HealthOne Network
Routes, validates, and settles in real time
Provider / Facility
Receives funds directly with full remittance data
Patient
Pays cost-share directly — no paper statements
Every payment use case, covered.
From payer-to-provider settlement to patient cost-share collection — the full revenue cycle on a single payments rail.
Direct Payer-to-Provider Rails
Eliminate clearinghouse fees and delays with direct payment rails between payers and providers — settlement in hours, not weeks.
Patient Cost-Share Collection
Patients pay copays, deductibles, and coinsurance directly through the HealthOne App — with real-time balance visibility and flexible payment plans.
Real-Time Remittance (ERA)
Electronic remittance advice delivered alongside every payment — fully structured 835 data mapped to the corresponding claim, automatically posted to your practice management system.
Denial & Dispute Management
Automated denial detection with root-cause analysis and one-click appeal workflows — reducing denial write-offs and accelerating revenue recovery.
Multi-Entity Routing
Route payments across complex organizational structures — physician groups, hospital systems, ACOs, and IPAs — with configurable split-payment and fund-flow rules.
Stop-Loss & Reinsurance Settlement
Automated stop-loss claim submission and settlement for self-funded employers — with real-time attachment point tracking and carrier connectivity.
Fraud & Anomaly Detection
AI-powered transaction monitoring flags unusual payment patterns, duplicate claims, and billing anomalies before funds are released.
Full Audit Trail
Every transaction logged with immutable timestamps, party identifiers, and status history — satisfying HIPAA, SOX, and payer audit requirements.
Integrations & Standards
Connects to the infrastructure you already use.
Financial-grade security on every transaction.
See the payments network in action.
Request a live demo and see how HealthOne eliminates payment friction across your entire revenue cycle.